Fort Bend County closing costs
The county-specific transfer tax and deed recording fees for Fort Bend County, Texas - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- none
- ≈ $0 on a $400,000 home
- Typical lender + 3rd-party fees
- $8,390
- median of 10,929 purchase loans · HMDA 2023
Fort Bend County compared with Texas counties
In the verified Texas county records we have, Fort Bend County's effective transfer-tax rate ranks #1 of 21 by highest rate. At $400,000, the county-specific transfer tax is $0, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 21
- within verified Texas county pages
- Tax at $400,000
- $0
- state baseline $0
- HMDA fee sample
- 10,929
- purchase loans in 2023
Fort Bend County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Fort Bend County
Texas constitutionally prohibits real estate transfer/excise taxes, so there is NO county or city transfer tax in Fort Bend County — only recording fees apply. Buyer/seller per contract pays the flat recording fee; a standard short deed typically runs ~$15-30 total. No major-city (Sugar Land, Missouri City, Katy, Richmond) transfer tax exists. Watch for the grantee-address penalty fee under Property Code 11.003.
Recording fees in Fort Bend County
Deed/real property recording: $15.00 first page ($5.00 statutory under LGC 118.011 + $10.00 Records Management); $4.00 each additional page (LGC 118.011(a)(1)); $0.25 each additional name indexed over 5. Source: official Fort Bend County Clerk OPR Fee Schedule effective Jan 1, 2024.
Official recorder: Fort Bend County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Fort Bend County
Across 10,929 home-purchase mortgages originated in Fort Bend County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $8,390, of which about $3,691 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 48157, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Fort Bend County closing costs
Pre-set to Texas. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Fort Bend County?
Fort Bend County (Texas): the applicable real-estate transfer tax works out to about none. Texas constitutionally prohibits real estate transfer/excise taxes, so there is NO county or city transfer tax in Fort Bend County — only recording fees apply. Buyer/seller per contract pays the flat recording fee; a standard short deed typically runs ~$15-30 total. No major-city (Sugar Land, Missouri City, Katy, Richmond) transfer tax exists. Watch for the grantee-address penalty fee under Property Code 11.003.
What are recording fees in Fort Bend County?
Deed/real property recording: $15.00 first page ($5.00 statutory under LGC 118.011 + $10.00 Records Management); $4.00 each additional page (LGC 118.011(a)(1)); $0.25 each additional name indexed over 5. Source: official Fort Bend County Clerk OPR Fee Schedule effective Jan 1, 2024.
How much are closing costs in Fort Bend County?
Closing costs in Fort Bend County follow Texas's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Fort Bend County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 10,929 home-purchase mortgages in Fort Bend County were about $8,390, of which roughly $3,691 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Texas county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.