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Brazoria County closing costs

The county-specific transfer tax and deed recording fees for Brazoria County, Texas - the local details that change your total beyond the statewide rate.

Brazoria County county closing-cost photography
Source-verified · 2026-Q2FIPS 48039 Official source ↗
Effective transfer tax
none
≈ $0 on a $400,000 home
Typical lender + 3rd-party fees
$8,499
median of 4,307 purchase loans · HMDA 2023

Brazoria County compared with Texas counties

In the verified Texas county records we have, Brazoria County's effective transfer-tax rate ranks #1 of 21 by highest rate. At $400,000, the county-specific transfer tax is $0, which is the same as the state-level calculation before city surtaxes.

County rank
#1 of 21
within verified Texas county pages
Tax at $400,000
$0
state baseline $0
HMDA fee sample
4,307
purchase loans in 2023

Brazoria County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Brazoria County

Texas levies NO real-estate transfer/excise/documentary tax at any level — the Texas Constitution (Art. 8, Sec. 29, effective Jan 1, 2016 via 2015 Prop 1) prohibits transfer taxes on conveyances of fee simple title. Neither Brazoria County nor cities within it (e.g., Pearland, Lake Jackson, Angleton) impose one. The only government cost on the transfer itself is the county clerk recording fee; recording fees are customarily paid by the buyer per standard Texas closing custom (negotiable).

Recording fees in Brazoria County

Deed/real property recording: $25.00 for the first page (includes all surcharges), $4.00 for each additional page, $0.25 for each additional name to be indexed in excess of 5. (Federal tax lien/release: $30.00; state tax lien/release: $15.00 first page.) Texas Property Code requires a grantee's mailing address on the conveyance; if omitted, a penalty filing fee equal to the greater of twice the statutory filing fee or $25 applies.

Official recorder: Brazoria County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Brazoria County

Across 4,307 home-purchase mortgages originated in Brazoria County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $8,499, of which about $3,799 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 48039, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Brazoria County closing costs

Pre-set to Texas. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$9,102

≈ 2.28% of the home price · excludes your down payment

Cash to close

$89,102

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

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Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $30
Owner's title insurance verified source $2,262
Lender's title insurance verified source $100
Lender fees (origination, underwriting, processing) $2,350
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~3 months) estimate $1,490

Frequently asked questions

What is the transfer tax in Brazoria County?

Brazoria County (Texas): the applicable real-estate transfer tax works out to about none. Texas levies NO real-estate transfer/excise/documentary tax at any level — the Texas Constitution (Art. 8, Sec. 29, effective Jan 1, 2016 via 2015 Prop 1) prohibits transfer taxes on conveyances of fee simple title. Neither Brazoria County nor cities within it (e.g., Pearland, Lake Jackson, Angleton) impose one. The only government cost on the transfer itself is the county clerk recording fee; recording fees are customarily paid by the buyer per standard Texas closing custom (negotiable).

What are recording fees in Brazoria County?

Deed/real property recording: $25.00 for the first page (includes all surcharges), $4.00 for each additional page, $0.25 for each additional name to be indexed in excess of 5. (Federal tax lien/release: $30.00; state tax lien/release: $15.00 first page.) Texas Property Code requires a grantee's mailing address on the conveyance; if omitted, a penalty filing fee equal to the greater of twice the statutory filing fee or $25 applies.

How much are closing costs in Brazoria County?

Closing costs in Brazoria County follow Texas's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Brazoria County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 4,307 home-purchase mortgages in Brazoria County were about $8,499, of which roughly $3,799 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Texas county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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