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Volusia County closing costs

The county-specific transfer tax and deed recording fees for Volusia County, Florida - the local details that change your total beyond the statewide rate.

Volusia County county closing-cost photography
Source-verified · 2026-Q2FIPS 12127 Official source ↗
Effective transfer tax
0.7%
≈ $2,800 on a $400,000 home
Typical lender + 3rd-party fees
$8,301
median of 7,824 purchase loans · HMDA 2023

Volusia County compared with Florida counties

In the verified Florida county records we have, Volusia County's effective transfer-tax rate ranks #1 of 18 by highest rate. At $400,000, the county-specific transfer tax is $2,800, which is the same as the state-level calculation before city surtaxes.

County rank
#1 of 18
within verified Florida county pages
Tax at $400,000
$2,800
state baseline $2,800
HMDA fee sample
7,824
purchase loans in 2023

Volusia County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Volusia County

No county-level transfer/excise tax. Real-estate transfer tax in FL is the STATE documentary stamp tax on deeds at $0.70 per $100 of consideration (0.0070), collected by the Clerk at recording but levied statewide — not a county tax. The only county-level surtax in Florida is in Miami-Dade; Volusia has none. By custom the seller pays the deed doc-stamp tax. No Volusia city (Daytona Beach, Deltona, DeLand, etc.) levies its own transfer tax.

Recording fees in Volusia County

Deed recording: $10.00 for the first page, $8.50 for each additional page. Indexing surcharge of $1.00 per name over 4 names. Certification $2.00 per document; copies $1.00 per page. (Volusia County Clerk of the Circuit Court, Laura E. Roth.)

Official recorder: Volusia County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Volusia County

Across 7,824 home-purchase mortgages originated in Volusia County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $8,301, of which about $3,641 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 12127, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Volusia County closing costs

Pre-set to Florida. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$9,385

≈ 2.35% of the home price · excludes your down payment

Cash to close

$89,385

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

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Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $70
Owner's title insurance estimate $2,300
Lender's title insurance estimate $1,288
Lender fees (origination, underwriting, processing) $2,350
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $507

Frequently asked questions

What is the transfer tax in Volusia County?

Volusia County (Florida): the applicable real-estate transfer tax works out to about 0.7%. No county-level transfer/excise tax. Real-estate transfer tax in FL is the STATE documentary stamp tax on deeds at $0.70 per $100 of consideration (0.0070), collected by the Clerk at recording but levied statewide — not a county tax. The only county-level surtax in Florida is in Miami-Dade; Volusia has none. By custom the seller pays the deed doc-stamp tax. No Volusia city (Daytona Beach, Deltona, DeLand, etc.) levies its own transfer tax.

What are recording fees in Volusia County?

Deed recording: $10.00 for the first page, $8.50 for each additional page. Indexing surcharge of $1.00 per name over 4 names. Certification $2.00 per document; copies $1.00 per page. (Volusia County Clerk of the Circuit Court, Laura E. Roth.)

How much are closing costs in Volusia County?

Closing costs in Volusia County follow Florida's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Volusia County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 7,824 home-purchase mortgages in Volusia County were about $8,301, of which roughly $3,641 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Florida county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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