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Nueces County closing costs

The county-specific transfer tax and deed recording fees for Nueces County, Texas - the local details that change your total beyond the statewide rate.

Nueces County county closing-cost photography
Source-verified · 2026-Q2FIPS 48355 Official source ↗
Effective transfer tax
none
≈ $0 on a $400,000 home
Typical lender + 3rd-party fees
$8,268
median of 2,919 purchase loans · HMDA 2023

Nueces County compared with Texas counties

In the verified Texas county records we have, Nueces County's effective transfer-tax rate ranks #1 of 21 by highest rate. At $400,000, the county-specific transfer tax is $0, which is the same as the state-level calculation before city surtaxes.

County rank
#1 of 21
within verified Texas county pages
Tax at $400,000
$0
state baseline $0
HMDA fee sample
2,919
purchase loans in 2023

Nueces County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Nueces County

Texas levies NO real estate transfer/excise/conveyance tax at the state, county, or city level — it is one of a small number of states with no transfer tax. Nueces County (county seat & major city: Corpus Christi) charges only standard deed recording fees; Corpus Christi has no municipal transfer tax (Texas does not authorize local real estate transfer taxes). Closing-cost side: buyer typically pays recording fees on the deed and any deed of trust; seller customarily pays owner's title insurance (premium rates are promulgated/regulated statewide by the Texas Department of Insurance, not set by county). No doc-stamp tax exists in TX. So county_transfer_tax_rate and city_transfer_tax_rate are both null by law, not by data gap.

Recording fees in Nueces County

Deed/real property recording: $20.00 for the first page, $4.00 per additional page (per the Nueces County Clerk Filing Fee Schedule, effective Jan 1, 2024; SB 1612 repealed the prior $1.00 document filing fee). Example: 3-page deed = $28.00. Note: one third-party aggregator listed $29 first page / $5 additional, but the official-derived schedule reflects the $20/$4 statutory structure common to TX counties — confirm exact current amount with the County Clerk before relying on it for a quote.

Official recorder: Nueces County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Nueces County

Across 2,919 home-purchase mortgages originated in Nueces County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $8,268, of which about $3,266 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 48355, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Nueces County closing costs

Pre-set to Texas. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$9,102

≈ 2.28% of the home price · excludes your down payment

Cash to close

$89,102

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

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Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $30
Owner's title insurance verified source $2,262
Lender's title insurance verified source $100
Lender fees (origination, underwriting, processing) $2,350
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~3 months) estimate $1,490

Frequently asked questions

What is the transfer tax in Nueces County?

Nueces County (Texas): the applicable real-estate transfer tax works out to about none. Texas levies NO real estate transfer/excise/conveyance tax at the state, county, or city level — it is one of a small number of states with no transfer tax. Nueces County (county seat & major city: Corpus Christi) charges only standard deed recording fees; Corpus Christi has no municipal transfer tax (Texas does not authorize local real estate transfer taxes). Closing-cost side: buyer typically pays recording fees on the deed and any deed of trust; seller customarily pays owner's title insurance (premium rates are promulgated/regulated statewide by the Texas Department of Insurance, not set by county). No doc-stamp tax exists in TX. So county_transfer_tax_rate and city_transfer_tax_rate are both null by law, not by data gap.

What are recording fees in Nueces County?

Deed/real property recording: $20.00 for the first page, $4.00 per additional page (per the Nueces County Clerk Filing Fee Schedule, effective Jan 1, 2024; SB 1612 repealed the prior $1.00 document filing fee). Example: 3-page deed = $28.00. Note: one third-party aggregator listed $29 first page / $5 additional, but the official-derived schedule reflects the $20/$4 statutory structure common to TX counties — confirm exact current amount with the County Clerk before relying on it for a quote.

How much are closing costs in Nueces County?

Closing costs in Nueces County follow Texas's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Nueces County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 2,919 home-purchase mortgages in Nueces County were about $8,268, of which roughly $3,266 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Texas county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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