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Tarrant County closing costs

The county-specific transfer tax and deed recording fees for Tarrant County, Texas - the local details that change your total beyond the statewide rate.

Tarrant County county closing-cost photography
Source-verified · 2026-Q2FIPS 48439 Official source ↗
Effective transfer tax
none
≈ $0 on a $400,000 home
Typical lender + 3rd-party fees
$8,545
median of 20,824 purchase loans · HMDA 2023

Tarrant County compared with Texas counties

In the verified Texas county records we have, Tarrant County's effective transfer-tax rate ranks #1 of 21 by highest rate. At $400,000, the county-specific transfer tax is $0, which is the same as the state-level calculation before city surtaxes.

County rank
#1 of 21
within verified Texas county pages
Tax at $400,000
$0
state baseline $0
HMDA fee sample
20,824
purchase loans in 2023

Tarrant County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Tarrant County

Texas levies NO real estate transfer/documentary/stamp tax at the state, county, or city level — Texas is one of the few states with no transfer tax of any kind, and the Tax Code does not authorize local transfer taxes (so Fort Worth, Arlington, and other Tarrant cities have none). Buyer/seller costs at closing are primarily title insurance (premiums are state-regulated/promulgated; seller customarily pays the owner's title policy), recording fees, and escrow/closing fees, which are negotiable. The deed recording fee itself is small ($20 first page).

Recording fees in Tarrant County

Official Public Records recording fee (effective 01/01/2024): $20.00 for the first page and $4.00 for each additional page for most documents (e.g., a deed). Front-and-back printing counts as 2 pages. Special items: state lien $12; federal lien $25; release of federal lien $25; plats $65 (24"x36") or $50 (18"x24") plus $4 per additional plat page; real estate UCC filing $30 (one debtor, standard form) or $45 (with attachment), plus $5 per additional debtor and $4 per additional page.

Official recorder: Tarrant County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Tarrant County

Across 20,824 home-purchase mortgages originated in Tarrant County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $8,545, of which about $3,596 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 48439, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Tarrant County closing costs

Pre-set to Texas. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$9,102

≈ 2.28% of the home price · excludes your down payment

Cash to close

$89,102

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

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Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $30
Owner's title insurance verified source $2,262
Lender's title insurance verified source $100
Lender fees (origination, underwriting, processing) $2,350
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~3 months) estimate $1,490

Frequently asked questions

What is the transfer tax in Tarrant County?

Tarrant County (Texas): the applicable real-estate transfer tax works out to about none. Texas levies NO real estate transfer/documentary/stamp tax at the state, county, or city level — Texas is one of the few states with no transfer tax of any kind, and the Tax Code does not authorize local transfer taxes (so Fort Worth, Arlington, and other Tarrant cities have none). Buyer/seller costs at closing are primarily title insurance (premiums are state-regulated/promulgated; seller customarily pays the owner's title policy), recording fees, and escrow/closing fees, which are negotiable. The deed recording fee itself is small ($20 first page).

What are recording fees in Tarrant County?

Official Public Records recording fee (effective 01/01/2024): $20.00 for the first page and $4.00 for each additional page for most documents (e.g., a deed). Front-and-back printing counts as 2 pages. Special items: state lien $12; federal lien $25; release of federal lien $25; plats $65 (24"x36") or $50 (18"x24") plus $4 per additional plat page; real estate UCC filing $30 (one debtor, standard form) or $45 (with attachment), plus $5 per additional debtor and $4 per additional page.

How much are closing costs in Tarrant County?

Closing costs in Tarrant County follow Texas's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Tarrant County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 20,824 home-purchase mortgages in Tarrant County were about $8,545, of which roughly $3,596 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Texas county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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