TallyClose

Webb County closing costs

The county-specific transfer tax and deed recording fees for Webb County, Texas - the local details that change your total beyond the statewide rate.

Webb County county closing-cost photography
Source-verified · 2026-Q2FIPS 48479 Official source ↗
Effective transfer tax
none
≈ $0 on a $400,000 home
Typical lender + 3rd-party fees
$9,922
median of 1,552 purchase loans · HMDA 2023

Webb County compared with Texas counties

In the verified Texas county records we have, Webb County's effective transfer-tax rate ranks #1 of 21 by highest rate. At $400,000, the county-specific transfer tax is $0, which is the same as the state-level calculation before city surtaxes.

County rank
#1 of 21
within verified Texas county pages
Tax at $400,000
$0
state baseline $0
HMDA fee sample
1,552
purchase loans in 2023

Webb County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Webb County

Texas levies NO real estate transfer/excise/documentary stamp tax at the state, county, or city level — one of a handful of no-transfer-tax states. Therefore county_transfer_tax_rate = null and city_transfer_tax_rate = null (Laredo, the county seat and largest city, has no municipal transfer tax). The only government cost at closing in Webb County is the flat per-page recording fee charged by the County Clerk (Margie Ramirez Ibarra). Who pays: by custom in Texas, the seller typically pays for the owner's title policy and the buyer/borrower pays recording fees on the deed and deed of trust, though all closing costs are negotiable in the purchase contract. No graduated REET (that's Washington), no county doc tax. County seat: Laredo; Clerk office at 1110 Victoria St., Suite 201, Laredo, TX 78040.

Recording fees in Webb County

Deed/real property recording (Webb County Clerk): $25.00 for the first page (includes all surcharges) + $4.00 each additional page. So 1pg=$25, 2pg=$29, 3pg=$33, 4pg=$37, 5pg=$41. Plus $0.25 for each additional name to be indexed in excess of 5. Federal tax lien/release = $30.00; state tax lien/release = $15.00. Source: Webb County Clerk Fee Schedule (webbcountytx.gov), corroborated by Deeds.com.

Official recorder: Webb County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Webb County

Across 1,552 home-purchase mortgages originated in Webb County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $9,922, of which about $3,871 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 48479, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Webb County closing costs

Pre-set to Texas. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$9,102

≈ 2.28% of the home price · excludes your down payment

Cash to close

$89,102

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

One email when the rates and rules behind this estimate change — nothing else. Your figures never leave this browser. Privacy policy

Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $30
Owner's title insurance verified source $2,262
Lender's title insurance verified source $100
Lender fees (origination, underwriting, processing) $2,350
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~3 months) estimate $1,490

Frequently asked questions

What is the transfer tax in Webb County?

Webb County (Texas): the applicable real-estate transfer tax works out to about none. Texas levies NO real estate transfer/excise/documentary stamp tax at the state, county, or city level — one of a handful of no-transfer-tax states. Therefore county_transfer_tax_rate = null and city_transfer_tax_rate = null (Laredo, the county seat and largest city, has no municipal transfer tax). The only government cost at closing in Webb County is the flat per-page recording fee charged by the County Clerk (Margie Ramirez Ibarra). Who pays: by custom in Texas, the seller typically pays for the owner's title policy and the buyer/borrower pays recording fees on the deed and deed of trust, though all closing costs are negotiable in the purchase contract. No graduated REET (that's Washington), no county doc tax. County seat: Laredo; Clerk office at 1110 Victoria St., Suite 201, Laredo, TX 78040.

What are recording fees in Webb County?

Deed/real property recording (Webb County Clerk): $25.00 for the first page (includes all surcharges) + $4.00 each additional page. So 1pg=$25, 2pg=$29, 3pg=$33, 4pg=$37, 5pg=$41. Plus $0.25 for each additional name to be indexed in excess of 5. Federal tax lien/release = $30.00; state tax lien/release = $15.00. Source: Webb County Clerk Fee Schedule (webbcountytx.gov), corroborated by Deeds.com.

How much are closing costs in Webb County?

Closing costs in Webb County follow Texas's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Webb County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 1,552 home-purchase mortgages in Webb County were about $9,922, of which roughly $3,871 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Texas county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

← Back to Texas closing costs